Strategic consulting and technical execution in one team.

Where experience and technology meet to transform payments

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35+ years of combined experience in product, strategy, and payment integration.

Backed by a tech partner with 15+ years of banking development expertise.

Based in Spain, with global ambition.

A web page from Razorpay displaying marketing content about financial services. The page includes a 3D illustration of a cube surrounded by floating labels with financial terms like 'Virtual Account' and 'Vendor Payouts'. The text encourages business growth through automated financial solutions. Navigation links for various services are visible at the top.

A person is using a smartphone with a mobile payment app to make a transaction at a point-of-sale terminal. The terminal features a sleek, modern design with a tablet interface. A pair of sunglasses rests on the counter, and a second person receives the payment.

A hand holds a smartphone displaying the Shopify website, focusing on a page about payment processing. Text about Simple Payments and Shopify Payments is visible along with some graphical elements like a chair and a desk lamp.

Andem Pay: Our Proposal

Strategy that connects. Technology that delivers. Results that last.
Andem Pay was born from the union of three experts in payments, digital product, and banking software.
We support startups, retailers, and large enterprises in designing and implementing payment solutions that are efficient, profitable, and built to scale.

Contact

A person is making a payment using a credit card on a small, square card reader connected to a modern point-of-sale system at a minimalist counter. Another person is standing nearby, possibly a cashier, wearing a grey t-shirt. Sunglasses rest on the counter, and the background features a simple, white decor.

A digital payment card reader is floating in mid-air against a blurred background that includes green foliage and a gray wall. The device features a numeric keypad and has a contactless payment symbol displayed on its screen.

What We Do

🔹 Audit and diagnosis of payment ecosystems
🔹 Strategy and evolution roadmap (digital, omnichannel, international)
🔹 Conversion funnel design and optimization
🔹 Integration with acquirers, wallets, PSPs, or issuers
🔹 Monetization models, pricing, and commission structures
🔹 Technical support and custom development with our tech partner
🔹 Support in RFPs and vendor selection

Why Choose Us

Consulting firm specialized in payment systems to boost your business and strengthen strategic partnerships.

Fintech Expertise

Over 35 years of combined experience in the banking and technology sectors..

A person is holding a smartphone with a digital payment app open, ready to make a contactless payment on a card reader placed on a white table. The background includes a part of a laptop and a couch.

Tailored Solutions

We develop custom strategies to optimize your payment processes and improve the customer experience.

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Need help rethinking your payments?
📩 Write to us at consulting@andempay.com

Innovative Projects

Payment consulting for the banking and fintech sectors.

A person is holding a smartphone and a credit card, engaged in an online payment transaction. A laptop with a webpage open is positioned on a wooden table.

Shared Journey

At Andem Pay, we invite our clients and partners to walk with us toward the future of payments, combining innovation, efficiency, and strategic collaboration.

A hand holding a smartphone displaying a QR code on the screen. The interface is primarily blue, indicating a payment or financial app. Above the QR code, there are options related to payment processing.

Fintech Experts

Our team brings over 35 years of experience in technology and development, delivering customized solutions that drive innovation in the payments industry.